The Wells Fargo scandal is a good illustration of the problem with this kind of thing. The people who actually opened the fake accounts were low level sales sta

The Wells Fargo scandal is a good illustration of the problem with this kind of thing. The people who actually opened the fake accounts were low level sales staff and their direct managers, who public opinion saw as victims of unrealistic expectations. So prosecuting any of the actual perpetrators wasn't politically feasible. The only other person they could find to prosecute was an executive who didn't support the fake accounts, and routinely had her team fire people who opened them, but knew about them and didn't disclose them when she should have. Which is a crime, don't get me wrong, but it's not a very serious one.