There is actually a decent way to do that. You get a high deductible catastrophe plan, and bolt on a Direct Primary Care provider for simple things. The DPC is

There is actually a decent way to do that. You get a high deductible catastrophe plan, and bolt on a Direct Primary Care provider for simple things. The DPC is a doctor who you pay a small retainer (My guy is $70/mo) and the main reason that the cost is so low is that he does not need to staff a billing department due to simply not integrating with insurance at all. I keep $10K in an HSA to cover my deductible if I need to. DPC doctors also keep a much smaller patient roster so it is pretty easy to book time with him and he isn't being pressured by some middle manager to keep every interaction at 10 minutes or less. Once you see how this all works it's easy to become singlepayer-pilled because wow the whole medical scene could pay providers better, offer higher quality services, and have competitive pricing if we could just get around to deleting the billing department and insurance company.