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No, they should sign you up for free Credit Monitoring for 7 years. All I would get is a letter stating something like this: "Your Credit is being monitored by
by jmclnx 2y ago
No, they should sign you up for free Credit Monitoring for 7 years. All I would get is a letter stating something like this: "Your Credit is being monitored by firm xxxx, you will receive notices from them by Mail when items of concern are noticed" along with a real direct line phone number to call with questions.
I should not have to do anything nor give any information. Why 7 years, that is equal to the Statue of Limitations for saving US Tax Documents.
That alone will end these breaches almost over night.
- gunapologist99 2y ago(It's a myth that there's an IRS 7 years 'statute of limitations'. It's far more nuanced than that: https://www.irs.gov/businesses/small-businesses-self-employed/how-long-should-i-keep-records https://www.irs.gov/businesses/small-businesses-self-employe... ) However, it's still a reasonable time frame, and also, probably coincidentally, 7 years after the last update on any individual record is how long it will take to essentially reboot your U.S. credit report, so seven years sounds quite reasonable.
- justinclift 2y agoThe time frame should (of course) match how long the information will remain valid. And SSNs are for life aren't they? So, it's not like the information is going to expire.