We don't know that this is what actually happened in OP's case. I was referring to the comment you replied to and there it is pretty obvious that the regulation

We don't know that this is what actually happened in OP's case. I was referring to the comment you replied to and there it is pretty obvious that the regulation is exists to prevent harm from being done. But even if there is a clear justification, you would expose yourself to a lawsuit and need argue all this in court. I can totally understand why people don't want that, especially in the US. So if anything, you should blame the legal system.