The accounts are typically free, but they love to nail you on things like going overdraft by 1 cent or "inactivity fees" or other BS. US Credit cards will only

The accounts are typically free, but they love to nail you on things like going overdraft by 1 cent or "inactivity fees" or other BS. US Credit cards will only have fees if you get some super premium ones (and even then, there are often promos for that to zero out the fee temporarily or long-term).