> I think you're completely ignoring the reality of frauds. Or maybe their strategy still catches all of the frauds and it has therefore never been a problem t

> I think you're completely ignoring the reality of frauds. Or maybe their strategy still catches all of the frauds and it has therefore never been a problem to them? I have to agree with their take, and just asking a bunch of technical questions -even without any code- is good enough to filter out the obvious incompetents.