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(Edit: please ignore the following line, I misread. Kept for posterity.) The title is incorrect. He threatened to sue but didn't actually do it. Which I'm all

(Edit: please ignore the following line, I misread. Kept for posterity.) The title is incorrect. He threatened to sue but didn't actually do it. Which I'm all for. (/Edit) I received, just yesterday, a call from a company claiming they could reduce my credit card interest rate to "up to 0%", but it was obviously a scam as he said he worked both for Visa and Mastercard, claiming it was "the same company and they both use the same Reduce Interest Rate department". I unfortunately lost my nerve a little and called him out, after which he became much more familiar, aggressive and even insulting. Don't have anything beyond a phone number and a name (which is probably fake). Wish I could find the nerve to do this myself.

pavel_lishin 14y ago
He most certainly sued: > I wrote back giving them the dates and caller IDs of the calls, and when I didn’t hear back in a week, I filed my suit. He just settled out of court before appearing in front of a judge. > Wish I could find the nerve to do this myself. Why don't you? What do you have to lose, aside the time trying to track them down?
- eslachance 14y ago
  Oh I misread that as "I threated to sue if I didn't hear back in a week". Oops, sorry, my bad. As for trying it myself, I guess it's simply because whenever I get into such a situation, I lose my nerve, butterflies invade my stomach, and I can't think straight. Just calling Visa to try to report it gave me the same kind of jitters, I really hate it. I will, however, report the information I have in my possession to my local police department. That way perhaps I'll lead them to something, if I'm lucky. Nervous or not, I can try to do my part.
  - michaelrkn 14y ago
    The best place to report illegal calls is http://esupport.fcc.gov/complaints.htm http://esupport.fcc.gov/complaints.htm. Your local police department probably won't have any idea what to do with the complaint. Good luck!
  - pavel_lishin 14y ago
    I doubt the local police department will care. Why not think of this as a way to practice not being nervous?
tlrobinson 14y ago
I got a call that went something like this: Them: hi I'm blahblah and I'm calling about your credit card Me: is this about one of my existing cards? Them: yes Me: which one? Them: all of them Me: click
- MBCook 14y ago
  I had that problem constantly with the auto warranty calls that were so common a few years ago (until the FTC or FCC finally got them). They couldn't tell me which of my cars the warranty was up on, and would get nervous and hang up. Of course, since I don't technically own a car, it was a trick question any way.

pavel_lishin 14y ago

He most certainly sued: > I wrote back giving them the dates and caller IDs of the calls, and when I didn’t hear back in a week, I filed my suit. He just settled out of court before appearing in front of a judge. > Wish I could find the nerve to do this myself. Why don't you? What do you have to lose, aside the time trying to track them down?

eslachance 14y ago
Oh I misread that as "I threated to sue if I didn't hear back in a week". Oops, sorry, my bad. As for trying it myself, I guess it's simply because whenever I get into such a situation, I lose my nerve, butterflies invade my stomach, and I can't think straight. Just calling Visa to try to report it gave me the same kind of jitters, I really hate it. I will, however, report the information I have in my possession to my local police department. That way perhaps I'll lead them to something, if I'm lucky. Nervous or not, I can try to do my part.
- michaelrkn 14y ago
  The best place to report illegal calls is http://esupport.fcc.gov/complaints.htm http://esupport.fcc.gov/complaints.htm. Your local police department probably won't have any idea what to do with the complaint. Good luck!
- pavel_lishin 14y ago
  I doubt the local police department will care. Why not think of this as a way to practice not being nervous?

tlrobinson 14y ago

I got a call that went something like this: Them: hi I'm blahblah and I'm calling about your credit card Me: is this about one of my existing cards? Them: yes Me: which one? Them: all of them Me: click

MBCook 14y ago
I had that problem constantly with the auto warranty calls that were so common a few years ago (until the FTC or FCC finally got them). They couldn't tell me which of my cars the warranty was up on, and would get nervous and hang up. Of course, since I don't technically own a car, it was a trick question any way.