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Seconded. Banks have all kinds of IP access rules that can bite you. Connecting from an IP allocated to one of the well known clouds will certainly raise a flag
by mynegation 3y ago
Seconded. Banks have all kinds of IP access rules that can bite you. Connecting from an IP allocated to one of the well known clouds will certainly raise a flag as throwaway VPS are often used for fraud.
- hypeatei 3y agoI understand why they do it (fraud mitigation in layers) but it's still ridiculous. Most US banks don't even offer TOTP for second factor; they force SMS 2FA which is not secure at all. Maybe once passkeys or hardware keys are widely adopted they can remove the atrocious fraud detection.
- Yeri 3y agoMany people (still) don't understand how 2FA works. Whereas 99.999%? of the users won't use tor/$vpnCompany/cloud provider IPs. It's all in terms of which is less likely to lead to a support request. I worked with a relatively big bank that used a tool like Akami or Cloudflare. With those tools you can just ban/block entire countries (think any IP from Iran, Russia, etc) or entire ASNs.
- copperx 3y agoIt's much better to have an exit node at home.
- dainiusse 3y agoIt won't help. That was my case. It is simply geolocation differenxe