This is such a weird article. At the shop: paying with a contactless card < 50 EUR takes 3s. Paying with maestro and slotting it and/or having to input a pin:

This is such a weird article. At the shop: paying with a contactless card < 50 EUR takes 3s. Paying with maestro and slotting it and/or having to input a pin: maybe 10s. Fumbling with your phone if you don't use biometric unlocking: 15s if I am quick, probably more like 20. The only part I agree with is grabbing the physical card at my desk and inputting the numbers. Oh wait, I might have saved those numbers in my password manager, not even autocomplete in the browser. I dunno, maybe I'm just not the stereotypical consumer but I am only annoyed if it's not frictionless to pay. But it just makes me angry, not more frugal. And typing out all my details takes just as long as the payment method. But then I've never used OneClick-Pay on Amazon, so maybe I'm taking those 30s to think about impulse purchases anyway?