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Is this something we just don't worry about in Canada? Because we only pay to park at the hospital?
by doubled112 3y ago
Is this something we just don't worry about in Canada? Because we only pay to park at the hospital?
- devbent 3y agoPossibly. Health insurance companies may want to sue the home owner insurance company to try and recoup costs.
- 1123581321 3y agoYou still have to cover the extended medical care in Canada and they are often bigger than the initial hospital stay in the most expensive cases in either country (years-long therapy, chronic injuries, etc.) The tortable aspect (compensation for causing personal injury) must also be covered.
- t0mas88 3y agoProbably the liability is also different? You're much more likely to be liable for some things in the US compared to other places. In my part of Europe, if someone breaks something while making normal use of your trampoline that would be considered an accident. You would only be liable if you had grossly neglected maintenance on the thing, knew that (or would reasonably be expected to know that), and they can prove that this has caused the injury.
- krab 3y agoPossibly. Also in my country (in EU), the home insurance doesn't cover your liability for an accident like this. That would be another type of insurance you buy extra.