health insurance profit is forgone health. every other country only allows them to exist as not-for-profits. whereas expensive medicines just make health insu

health insurance profit is forgone health. every other country only allows them to exist as not-for-profits. whereas expensive medicines just make health insurance less profitable. This is the basic principle behind why the US spends the most in the world on healthcare to achieve among the worst outcomes (e.g. same life expectancy as most undeveloped 3rd world countries)