Similarly a ton of retailers in the US hated what Apple did. They came in right as EMV was starting to be mandated and contactless was being installed everywher

Similarly a ton of retailers in the US hated what Apple did. They came in right as EMV was starting to be mandated and contactless was being installed everywhere, even if it often wasn’t on or working. The banks and retailers all try to make their own thing that they work that way. CurrenC was one, it failed horribly and relied on people taking pictures of QR codes to transfer debit payments, thus avoiding card fees. ApplePay can do debit also. But they didn’t push that. More “we don’t control it so it’s bad” nonsense.