That “static number” can also be changed if stolen and my money returned. I dont even need to catch the fraud immediately. Most institutions give you 30 days a

That “static number” can also be changed if stolen and my money returned. I dont even need to catch the fraud immediately. Most institutions give you 30 days and some higher end options give you 90 days to contest a charge. Can’t do that if someone steals your crypto wallet or simply doesn’t deliver the goods/services you payed for.