Yeah basically it's 15% worse case if your company stock is on a consistent downward or sideways trajectory. And 15%+ is the stock is generally rising. There i

Yeah basically it's 15% worse case if your company stock is on a consistent downward or sideways trajectory. And 15%+ is the stock is generally rising. There is always a small black-swan chance I guess. In all the places I've worked, the shares are purchased at the close of the trading day and available to sell by the next morning.