Nor should they honestly. Lets not subsidize irresponsibility. Thats not to say there shouldn’t be a reasonable cap on late fees. It is to say that even if the

Nor should they honestly. Lets not subsidize irresponsibility. Thats not to say there shouldn’t be a reasonable cap on late fees. It is to say that even if the government could save people from all the consequences of their negligence, they should not.