3 ms·

However, debit cards are not credit cards or compatible with credit cards, so I'm not sure what the relevance of your point is.

nicolaslem 3y ago
Sure on paper they are different things and they both involve different parties but in practice both are accepted everywhere. I never had a credit card but I have been using debit cards for decades and only twice an actual credit card was required: for booking a hotel abroad and for renting a car abroad.
- FeepingCreature 3y ago
  For physical payment, sure. Lots of websites still only accept Visa/Mastercard.
  - diggan 3y ago
    I've been online in various ways since 2000s sometime, and have never stumbled upon a website/service/shop that doesn't accept my debit cards (which are Visa and Mastercard). Are European debit cards maybe somehow different than US ones, and the experience differs between the two?
    - alphabettsy 3y ago
      Yes, European debit cards often don’t use Visa or Mastercard. That’s changing though.
    - FeepingCreature 3y ago
      I didn't even know there was such a thing as a Visa debit card. I have never seen a Visa/Mastercard debit card in my life. My debit card supports SEPA and Giropay. Which... many websites don't. (I remember when Steam got Giropay support one day, that was a pleasant surprise.)
      - piva00 3y ago
        It's less common in Germany but, for example, Deutsche Bank do offer a Visa debit card. Sparkasse offers Maestro and Mastercard debit cards, etc.
      - diggan 3y ago
        > I didn't even know there was such a thing as a Visa debit card Sure does! Just signed up with BBVA some months ago and got a Visa debit card from them called "Aqua". https://www.bbva.es/en/personas/productos/tarjetas/tarjeta-debito-aqua.html https://www.bbva.es/en/personas/productos/tarjetas/tarjeta-d...
piva00 3y ago
In 99% of the places I can use my credit card I can also use my debit card, online or offline (well, except in Germany with their EC cards and stuff) that's the relevance of my point...
IshKebab 3y ago
They point is that they probably also accepted debit cards, not just credit cards. The only places I've found that only accept credit cards are hotels.

nicolaslem 3y ago

Sure on paper they are different things and they both involve different parties but in practice both are accepted everywhere. I never had a credit card but I have been using debit cards for decades and only twice an actual credit card was required: for booking a hotel abroad and for renting a car abroad.

FeepingCreature 3y ago
For physical payment, sure. Lots of websites still only accept Visa/Mastercard.
- diggan 3y ago
  I've been online in various ways since 2000s sometime, and have never stumbled upon a website/service/shop that doesn't accept my debit cards (which are Visa and Mastercard). Are European debit cards maybe somehow different than US ones, and the experience differs between the two?
  - alphabettsy 3y ago
    Yes, European debit cards often don’t use Visa or Mastercard. That’s changing though.
  - FeepingCreature 3y ago
    I didn't even know there was such a thing as a Visa debit card. I have never seen a Visa/Mastercard debit card in my life. My debit card supports SEPA and Giropay. Which... many websites don't. (I remember when Steam got Giropay support one day, that was a pleasant surprise.)
    - piva00 3y ago
      It's less common in Germany but, for example, Deutsche Bank do offer a Visa debit card. Sparkasse offers Maestro and Mastercard debit cards, etc.
    - diggan 3y ago
      > I didn't even know there was such a thing as a Visa debit card Sure does! Just signed up with BBVA some months ago and got a Visa debit card from them called "Aqua". https://www.bbva.es/en/personas/productos/tarjetas/tarjeta-debito-aqua.html https://www.bbva.es/en/personas/productos/tarjetas/tarjeta-d...

piva00 3y ago

In 99% of the places I can use my credit card I can also use my debit card, online or offline (well, except in Germany with their EC cards and stuff) that's the relevance of my point...

IshKebab 3y ago

They point is that they probably also accepted debit cards, not just credit cards. The only places I've found that only accept credit cards are hotels.