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You can request a free “data copy in accordance with Art. 15 GDPR”, which according to them “contains information that you should treat sensitively.” and furthe
by ttyyzz 3y ago
You can request a free “data copy in accordance with Art. 15 GDPR”, which according to them “contains information that you should treat sensitively.” and further: “SCHUFA therefore advises against passing it on to third parties.”
The product they market, the “credit report”, costs €30 and, according to them, is “forgery-proof” and “up to date” (lolz).
I don't know the main differences to the free "data copy" - probably just a report with this specially invented key figure and a bit nicely prepared.
All in all, SCHUFA has a very unsympathetic image here in Germany, I think rightfully so. Nobody wants to have anything to do with them voluntarily.
- kioleanu 3y agoThe free report is the list of entries they have on your name. Based on that they calculate scores and risks, but you don’t have access to those numbers unless you pay. They did buy an app last year called Bonify that allows you to see your credit score for free. There was a hilarious scandal last year as a security expert was able to get some high politicians credit score through the app and they shut the app down for a few days so this doesn’t get exploited
- amelius 3y agoQuestion. How do I know where to send my "data copy requests" if I want to know which companies have my data?