4 ms·

Most carriers offer Uninsured/Underinsured coverage. I think it's mandatory by some states or maybe the carrier. The idea is to make you whole regardless of the

• cbruns 3y ago
  In many states, uninsured coverage only applies if you can prove they are uninsured. In my case, they totaled our car, sent us to the hospital, and drove off. Thus it was no-fault for me but I had to pay my deductible. Cop: "this is pretty typical". No effort was put into finding them, even though there are cameras at every intersection. Through my own effort I got a grainy photo from a local business, but not good enough to see the plate. Until the police actual police and there are consequences for people, things will only get worse.
• seanmcdirmid 3y ago
  Given how many cars are driving uninsured, you basically need uninsured coverage by default.
• rapidaneurism 3y ago
  How does this apply to a pedestrian hit by a car like in this case?