Expect to see prices rise to cover the risk then. Sepa chargebacks are even more payer friendly than credit transactions (which are already wildly payer advanta

Expect to see prices rise to cover the risk then. Sepa chargebacks are even more payer friendly than credit transactions (which are already wildly payer advantaged) with no dispute resolution process even available to the payee before 2 months. Effectively every merchant who accepts Sepa is extending credit to their customers. That may be the right policy choice but I can imagine it makes life very hard for small merchants.