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Like selling it to insurance companies who can use the data to deny coverage.
by babypuncher 3y ago
Like selling it to insurance companies who can use the data to deny coverage.
- mminer237 3y agoThis is illegal, at least in the US.
- carbocation 3y agoIllegal for health insurance companies. But not so for life insurance, or disability insurance or long-term care.
- rockinghigh 3y agoIt's illegal in some US states like California. The California Genetic Information Privacy Act prohibits these companies from disclosing a consumer’s genetic data to any entity that is responsible for administering or making decisions regarding health insurance, life insurance, long-term care insurance, disability insurance.
- astura 3y agoIf they wanted to use that information for underwriting they'd just make getting a genetic test a prereq before underwriting the policy.
- Dylan16807 3y agoAnd if they wanted easy cash they'd "just" make you pay $500 as a signup fee. Which is to say: No they wouldn't just do that, it would cut their business too much despite being a way to make more money per client. But getting it from a company that already has it avoids that downside.