2 ms·
1. I'm not a software engineer, and don't live in or near the valley. 2. I'm married and I have two kids. It's amazing how fast multiple years of saving disapp
by ocdtrekkie 3y ago
1. I'm not a software engineer, and don't live in or near the valley.
2. I'm married and I have two kids. It's amazing how fast multiple years of saving disappear when you have daycare.
Just to give you an idea of what childcare looks like: It's a very reasonable question whether we should pay for childcare, or hire a full-time staff member for the household to watch the kids: The price is about the same.
- goalonetwo 3y agoYeah I get it. It's not easy. As a rule of thumb we are still aiming to live with 70% of our household income even with a kid so to mitigate for one of us being laid-off unexpectedly. I guess it is a trade-off. We could live slightly better in a bigger house but I don't want to stress and be in a tough spot if one of us lose their job. That mental sanity is worth 30% of our income to me.