I think the issue you're zoning in on is that "not rich" is a loose definition. For some ppl it's "living in a small 1br apartment and not eating out", but for

I think the issue you're zoning in on is that "not rich" is a loose definition. For some ppl it's "living in a small 1br apartment and not eating out", but for others it means "couchsurfing at goodwill of friends and stealing from chain supermarkets". One requires financial resources more than the other. How low someone is willing to go to be unemployed and low-status makes all the difference in processing the sentence, but it's left unsaid.