Is this some kind of joke? Ever heard of Keynes and his liquidity preference theory? Ever heard of Wolfgang Stützel and his book about balance mechanics? It'

Is this some kind of joke? Ever heard of Keynes and his liquidity preference theory? Ever heard of Wolfgang Stützel and his book about balance mechanics? It's pretty obvious. The person with the money gets to decide and they are allowed to decide to not decide at all. Since one person's credit is another person's debit, the credit side determines indebtedness. Positive money balances determine how much debt there is in the economy and since people have a preference for holding money balances, those money balances keep ballooning and correspondingly, indebtedness must go up.