3 ms·
How exactly do you negotiate? After you get a bill, you call their billing number and just ask for a lower number?
by robterrell 3y ago
How exactly do you negotiate? After you get a bill, you call their billing number and just ask for a lower number?
- Supermancho 3y agoI have simply had to say, I can't pay this* (*despite the fact it's simply violating my budget). What's the process for after a bill's due date expires? Sometimes the response is: it gets a penalty added. I reply, I can't pay that either. Can we work something out? Usually, I get connected to someone who will either offer a discount or payment plan. Sometimes this isn't going to be any better (payments for the total amount over time), but it's often interest free...since the whole point is that you can't manage it. Sometimes they are firm and say it will go to collections. At the heart of it, it's a matter of game theory. You don't get 100% of the discounts you don't pursue. For my health provider, I currently have an otherwise unmentioned number I can call for my medical bills that I can pay immediately, that gets me 25% off whatever the bill is. I would never have known about it, had I not said I couldn't pay a particularly large one.
- ch4s3 3y agoYep, that's basically it.