4 ms·
Credit reporting agencies have immunity from slander claims unless you can prove malice.
by jdsully 3y ago
Credit reporting agencies have immunity from slander claims unless you can prove malice.
- marcosdumay 3y agoSo you've found the problem. If they are immune from the crime, they won't stop practicing it.
- NoMoreNicksLeft 3y agoMy understanding is that in most cases, slander/libel is never a crime anyway. It's merely a tort (wrong). It never rises to the level of a crime. The few instances/places where slander is a crime in the US (historically or otherwise) are very problematic and subject to abuse. Perhaps this specific kind of slander should be criminal, but it might be the only kind that should be. Not only would you need to justify that philosophically, but somehow convince legislators to make it that way (at the federal level, I should think). It'd be a tough journey.
- marcosdumay 3y agoWell, ok. There's no need to make it a literal crime. Those companies just need to be responsible for correcting the damage they cause.
- Silhouette 3y agoDon't forget compensating the injured party for any consequential losses. Which in this case might be a house or the income from a good job. See how fast they clean up their act if they can be held responsible for six or seven figures of damages every time they make a serious mistake.
- bee_rider 3y agoI don’t think it is that tricky philosophically; they are representing themselves as experts on a topic so, they have a responsibility to ensure that they have a professional level of competence in it. Just like doctors and civil engineers. Agreed that getting legislators to do anything about it will be a pain, though.
- nick222226 3y agoWould them ignoring a few certified letters asking them to contact you to correct slanderous significant errors in your information be enough to show malice?
- colejohnson66 3y agoThat’s what a dispute is. It’s required by the FCRA.