Do you think all prima facie economic problems can be resolved down to problems generally of individual responsibility/spending choices like this? Or just this

Do you think all prima facie economic problems can be resolved down to problems generally of individual responsibility/spending choices like this? Or just this one? Does the prosperity of some always assert the culpability of the rest with regards to their own poverty? Is the measure of person always relative like this? What does it mean to you to live in world with other people in general? Are we all fundamentally competitors like this? Winners and losers in a game of skill (and definitely not of chance)? Does the existence of losers reinforce the necessity or merit of the game, of the structure in question? Or are we trying to make everyone winners, trying to teach them to get it together enough to not buy all their flashy cars and such?