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We're not talking about what people "in finance" know or care about. We're talking about regular people's retirement funds.
by danaris 3y ago
We're not talking about what people "in finance" know or care about. We're talking about regular people's retirement funds.
- nradov 3y agoWhat's your point? Regular people's retirement funds aren't invested in the Dow. They mostly use target date funds.
- gymbeaux 3y agoEven worse. If you’re using a TRD fund to stash your retirement, it will severely underperform in a bull market, and if it spares you somewhat from a bear market, well… you probably weren’t going to be able to retire on that money anyway. Then there’s the relatively high expense ratio most of those “actively managed” funds have.