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Our healthcare system is broken and no one can afford a house.
by carabiner 3y ago
Our healthcare system is broken and no one can afford a house.
- 93po 3y agoEducation is also burdening 21 year olds with sometimes six figures of debt, and wages are wildly suppressed
- therealdrag0 3y agoHow are wages suppressed?
- ImJamal 3y agoAlmost everybody on HN who have been working for a few years can afford a house. You just might not be able to live in SF. Go move to Kansas and you too could afford a house.
- bequanna 3y agoThis can easily be fixed by changing policy with allows for the building more homes. The demand is there we're just not able to meet it A big part of this is more lower skill workers in construction. Controlled immigration would be a great start.
- TulliusCicero 3y agoOr making it easier to do multifamily housing that's partially/mostly prefab. Every once in a while you hear about this, apartments where you build it mostly off-site in a factory and then assemble the blocks on-site, supposed to be somewhat cheaper and much faster (for the last stage anyway), but for some reason it seems to stay experimental.
- bequanna 3y agoI've looked into this, actually. I was trying to develop some lots that were zoned multifamily and wanted to build some duplexes/triplexes. The quality tends to be lower, the floorplans are very limited, and there isn't much of a price advantage vs building on site.
- sershe 3y agoPrice to income ratios are lower than / on par with most developed countries, and were not much higher than historic values until 2020, when the US executive tried to out-Europe Europe. Healthcare, maybe. Although, breaking down US live expectancy by demographic or even just by states and comparing with the corresponding European breakdown shows that most of the worse outcomes in the US are not due to healthcare.
- mixdup 3y agoI think another way of looking at it is, we know how much we're wasting in healthcare. How much more effective could the economy be if we actually wrung out some efficiencies and took the profit out of keeping people alive I would be curious how much the productivity increase from people being less sick, and the increase in personal spending and investment would offset the profits of leaches like private insurance companies
- shankr 3y agoHousing is even worse every where else. There is no utopia hidden outside of USA.
- refurb 3y agoThe housing is a great example of "the grass is not greener". Try and buy a house in Europe, or Canada, or Asia. Affordability is far, far worse.
- paulddraper 3y agoHealthcare is valid, but U.S. has the most affordable housing relative to income. Like, you can expect to straight up own a house during your lifetime without inheriting it or striking it rich.