I think most of the issues in the US are due to a sizeable amount of people are systematically ripping the rest off. Healthcare? Doctors, hospitals, insurance,

I think most of the issues in the US are due to a sizeable amount of people are systematically ripping the rest off. Healthcare? Doctors, hospitals, insurance, etc all are taking a bigger cut than they should. You'll get a ton of pissed people if you want to solve it. Housing? Nimbys are just regular homeowners that block housing to implicitly (or explicitly) protect their property value. Solving that gets a ton of homeowners pissed. Universities? Tons of university admins and loan programs that benefit from restricting tertiary education supply. Fixing is pissing lots of people. So much of our economy is captured by large cohorts of people that are not explicitly conspiring to do so, but their incentives moves them to behave like that.