2 ms·
I'm always worried about getting screwed by autopay in some way since it has happened once or twice in the past due to things like card number changing or a fai
by Jcampuzano2 3y ago
I'm always worried about getting screwed by autopay in some way since it has happened once or twice in the past due to things like card number changing or a failure on the businesses end. So now I have both autopay on and manually pay everything.
For my credit cards my strategy is that I have autopay setup for the full amount. But I also manually pay every paycheck just as a sanity check.
The day I get my paycheck which is every 2 weeks, the first thing I do in the morning is immediately pay the entire balance off all my credit cards. So even things that technically would have been in next months cycle are paid off. Obviously not everybody has enough money available to pay off like this even for things that would have not been charged interest until the next cycle, but its what I recommend.