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One thing that has really helped me is that you can set up the Apple Card so that it sends a notification to your phone for _every single purchase_, whether one

One thing that has really helped me is that you can set up the Apple Card so that it sends a notification to your phone for _every single purchase_, whether one-off or recurring. Of course you can turn this off if it annoys you, but I have found it's good to leave it on: it makes CC purchases "hurt" like spending cash does, and occasionally reminds me of recurring costs I would otherwise have forgotten. Probably other cards let you do this as well, although I'm guessing they don't make it as frictionless as Apple's does (where IIRC it's the default), because it's not in the interest of other CC providers for you to be noisily reminded every time you spend money.

variants 3y ago
You can usually have it set to send you a notification if it goes over a certain amount so set it to the lowest like $1 for most cards
Salgat 3y ago
I started using Mint which summarizes all your transactions across all accounts which is nice. No more surprises on what is going on.
Freedom2 3y ago
This is a standard feature for many banks with quality phone apps. It's also good for alerting you instantly if your card is compromised.
delecti 3y ago
I second this suggestion. My first card with CapitalOne back in the day also had this on by default (though naturally required the app), and I've made sure to go out of my way to turn it on with subsequent cards as well.
matwood 3y ago
> not in the interest of other CC providers for you to be noisily reminded every time you spend money All the big CC apps I use do exactly this. For big purchases some will send a notification to approve it in app on the fly. And yes, the alerts are very useful.
dkjaudyeqooe 3y ago
This is the simplest and most effective form of security for your credit card as well. You can have the notifications sent to email which is less annoying and more effective. Taking a moment to review your transaction emails means you'll quickly discover if someone has stolen your card details, or if someone has overcharged you for a purchase.
WirelessGigabit 3y ago
I went back to requesting paper statements. When you get an email with your statement you have to click on the button (or navigate to the website), put in username and password, wait for the text to arrive (because half of the banks I use don't support YubiKeys), navigate to the PDF, wait for that to load. And then it's on my computer, a tool that is supposed to be there to make me more productive, but instead, Microsoft has elected to show me popups that I might want new TikTok templates. Now, when I go get the mail, I walk there. I'm outside. Give my eyes some rest. No texts. Say hi to the neighbor. Stare angrily at the other neighbor who is using their leafblower on a high-smog day. Walk back inside, open the mail. Look at the physical statement in my hands. No popups. No Slack calls appearing. It all looks good? Great, shred and trash. If it doesn't... well, then I'll need to sign in, wait for the text, and file a dispute. If I don't get distracted.
- soupfordummies 3y ago
  And another bonus is, you're costing the credit-card-issuing mega bank just a littttle more money to send you that paper statement and supporting the postal service on top. A negligible amount to be sure, but an amount all the same.

variants 3y ago

You can usually have it set to send you a notification if it goes over a certain amount so set it to the lowest like $1 for most cards

Salgat 3y ago

I started using Mint which summarizes all your transactions across all accounts which is nice. No more surprises on what is going on.

Freedom2 3y ago

This is a standard feature for many banks with quality phone apps. It's also good for alerting you instantly if your card is compromised.

delecti 3y ago

I second this suggestion. My first card with CapitalOne back in the day also had this on by default (though naturally required the app), and I've made sure to go out of my way to turn it on with subsequent cards as well.

matwood 3y ago

> not in the interest of other CC providers for you to be noisily reminded every time you spend money All the big CC apps I use do exactly this. For big purchases some will send a notification to approve it in app on the fly. And yes, the alerts are very useful.

dkjaudyeqooe 3y ago

This is the simplest and most effective form of security for your credit card as well. You can have the notifications sent to email which is less annoying and more effective. Taking a moment to review your transaction emails means you'll quickly discover if someone has stolen your card details, or if someone has overcharged you for a purchase.

WirelessGigabit 3y ago

I went back to requesting paper statements. When you get an email with your statement you have to click on the button (or navigate to the website), put in username and password, wait for the text to arrive (because half of the banks I use don't support YubiKeys), navigate to the PDF, wait for that to load. And then it's on my computer, a tool that is supposed to be there to make me more productive, but instead, Microsoft has elected to show me popups that I might want new TikTok templates. Now, when I go get the mail, I walk there. I'm outside. Give my eyes some rest. No texts. Say hi to the neighbor. Stare angrily at the other neighbor who is using their leafblower on a high-smog day. Walk back inside, open the mail. Look at the physical statement in my hands. No popups. No Slack calls appearing. It all looks good? Great, shred and trash. If it doesn't... well, then I'll need to sign in, wait for the text, and file a dispute. If I don't get distracted.

soupfordummies 3y ago
And another bonus is, you're costing the credit-card-issuing mega bank just a littttle more money to send you that paper statement and supporting the postal service on top. A negligible amount to be sure, but an amount all the same.