4 ms·

Anyone who can't get a credit card or any legal way to pay Replit isn't gonna be a profitable customer, so I can't blame them for doing that.

lazyasciiart 3y ago
Best data I can find is that only 50% of US parents have let their kid use a debit or credit card for online purchases (and many wouldn't do it again). I think it's incorrect to say that 50% of American kids should be written off. (https://www.lendingtree.com/credit-cards/study/kids-and-credit-cards/ https://www.lendingtree.com/credit-cards/study/kids-and-cred...)
- charcircuit 3y ago
  Since each kid has 2 parents that means on average they will have 1 parent who will lend them a credit card for such a purchase.
ipaddr 3y ago
That's short sighted. Getting a credit card when under 18 or an unemployed student isn't possible. Those are the people you want learning on your platform because later on they become your valuable knowledgeable customer.
- dukeyukey 3y ago
  I'm surprised there - I got a debit card at 14 from my bank, and that was a decade and a half ago!
  - ipaddr 3y ago
    A debit card can't be used like a credit card online unless you use services like paypal which have age requirements
    - dukeyukey 3y ago
      I'm nearly 30 and only got a credit card like a year ago. Before then, I used a debit card for everything and never had a problem with it. Granted I'm in the UK where debit cards are way more common, but I use plenty of online American tech services.
- IcyWindows 3y ago
  Just a few months ago, I was able to get a Visa debit card for my two teens for their savings account with no hassle.
  - ipaddr 3y ago
    A debit card isn't a credit card and can't be used the same way online. You could get them credit cards under your existing account but if they fail to pay you will be responsible.
    - Jtsummers 3y ago
      Many debit cards can be used online. It depends on the particular card and the network it's backed by. In fact I haven't had a debit card that couldn't be used for online purchases since around 2003.
versteegen 3y ago
I have a debit card but not a credit card (and can't get one). I'm locked out of many hosting services, which don't want to allow me to pay up-front. It's very American-centric and annoying.
- jjtheblunt 3y ago
  i wonder if it's an admission that these hosting services don't have billing sophisticated enough to alart when you hit a limit, in this case of the debit card's available balance?

lazyasciiart 3y ago

Best data I can find is that only 50% of US parents have let their kid use a debit or credit card for online purchases (and many wouldn't do it again). I think it's incorrect to say that 50% of American kids should be written off. (https://www.lendingtree.com/credit-cards/study/kids-and-credit-cards/ https://www.lendingtree.com/credit-cards/study/kids-and-cred...)

charcircuit 3y ago
Since each kid has 2 parents that means on average they will have 1 parent who will lend them a credit card for such a purchase.

ipaddr 3y ago

That's short sighted. Getting a credit card when under 18 or an unemployed student isn't possible. Those are the people you want learning on your platform because later on they become your valuable knowledgeable customer.

dukeyukey 3y ago
I'm surprised there - I got a debit card at 14 from my bank, and that was a decade and a half ago!
- ipaddr 3y ago
  A debit card can't be used like a credit card online unless you use services like paypal which have age requirements
  - dukeyukey 3y ago
    I'm nearly 30 and only got a credit card like a year ago. Before then, I used a debit card for everything and never had a problem with it. Granted I'm in the UK where debit cards are way more common, but I use plenty of online American tech services.
IcyWindows 3y ago
Just a few months ago, I was able to get a Visa debit card for my two teens for their savings account with no hassle.
- ipaddr 3y ago
  A debit card isn't a credit card and can't be used the same way online. You could get them credit cards under your existing account but if they fail to pay you will be responsible.
  - Jtsummers 3y ago
    Many debit cards can be used online. It depends on the particular card and the network it's backed by. In fact I haven't had a debit card that couldn't be used for online purchases since around 2003.

versteegen 3y ago

I have a debit card but not a credit card (and can't get one). I'm locked out of many hosting services, which don't want to allow me to pay up-front. It's very American-centric and annoying.

jjtheblunt 3y ago
i wonder if it's an admission that these hosting services don't have billing sophisticated enough to alart when you hit a limit, in this case of the debit card's available balance?