I'd put money on it being the difference in failure modes between an ICE and a BEV. If there's even the whiff of a possibility that the battery has been comprom

I'd put money on it being the difference in failure modes between an ICE and a BEV. If there's even the whiff of a possibility that the battery has been compromised, that's probably a write off. Prangs that wouldn't phase an ordinary car suddenly make a future thermal runaway a possibility, and you have to eat the loss of the value of the car. I'd also question the whole reliability angle. In my current car, the engine is comfortably outlasting the electronics, because engines are easy to service and maintain. The equivalent doesn't really exist for electronics. You aren't going to rewind an electric motor every service interval; you just use it until it fails and then replace it. But the whole point of servicing is to prevent those failures before they happen. And a maintained engine probably lasts longer than electrical components that don't have preventative maintenance done on them.