IANAL but I don't think so, it's more or less the same thing insurances are doing since forever: they assign a risk score based on your attributes and decide th

IANAL but I don't think so, it's more or less the same thing insurances are doing since forever: they assign a risk score based on your attributes and decide the price of the policy or even to not insure you. And, as I wrote in the other comment, it's not even an "AI model", it's just old and boring statistics and math.