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>But this simply means you didn't predict that you'd need the liquidity, which is easier than predicting the crash Oh how silly of me to forget that investors

>But this simply means you didn't predict that you'd need the liquidity, which is easier than predicting the crash Oh how silly of me to forget that investors have target liquidation periods and that even the most 101 level of investor knows that Yet somehow something so basic as - predicting exactly when you are going to need your savings - eludes millions of people Get real

chii 3y ago
> predicting exactly when you are going to need your savings - eludes millions of people it doesn't elude millions. it "eludes" those who didn't plan their financial journey, or take more risks than they should be (for example, not liquidating a chunk when planning on having a baby). Just because people can't do it well, doesn't mean it isn't what they should be doing. Financial planning is not "put all money into the stock market and hope for the best", as the grandparent post implies.