5 ms·

The most low-cost I know of with widest reach (most countries) is https://www.adyen.com/pricing https://www.adyen.com/pricing Because you can choose which proc

The most low-cost I know of with widest reach (most countries) is https://www.adyen.com/pricing https://www.adyen.com/pricing Because you can choose which processor you want to use and there are many low-cost ones, including some inter-bank ones with fixed cost (no %) Most shops like WooCommerce and Shopify have ready-to-use plugins for it. (I'm not affiliated, but i build e-commerce for brands)

CMCDragonkai 3y ago
They may reject you for no reason though, well no given reason.
- tmikaeld 3y ago
  That applies to any and all payment processors..
hiyer 3y ago
On a related note, you can look at hyperswitch [1], which is an open-source payment orchestrator that supports multiple payment processors. You can self-host it or they have a hosted version as well. 1. https://github.com/juspay/hyperswitch https://github.com/juspay/hyperswitch (not affiliated with this project in any way)
- sramam 3y ago
  Do you use this? I can't seem to figure what their pricing strategy is or who's running it. > Free-tier > Free-tier for startups. Lowest Price for others.
  - unmole 3y ago
    > who's running it. Juspay is an Indian payment aggregator. They are quite big and are used by high profile brands: https://juspay.in/ https://juspay.in/
    - sundarurfriend 3y ago
      And - tangential to this topic but maybe of interest to folks here - their stack is heavily Haskell-based. https://juspay.in/tech https://juspay.in/tech
  - Nars088 3y ago
    Hyperswitch is free to use for the first 10k transactions of the month. After that it costs $0.04 per transaction. It is a payment switch that comes pre integrated with major processors. So as a merchant your business relationship with processors like Stripe or Adyen remains the same (I'm affiliated with this product)
NavyG 3y ago
Adyen is a good option, however they have a monthly fixed fee ($120) and looks like they might not onboard small merchants with less than $50M ARR
- tmikaeld 3y ago
  The candy-shop on my street use Adyen, I'd be very surprised if they had $50M ARR
- lnalx 3y ago
  Are you sure about the fixed fee? Their website says it isn't. > We do not have monthly fees, set-up fees, integration fees or closure fees. We do have a minimum invoice depending on industry or business model. Please speak to a member of our sales team for more details.
  - louis-lau 3y ago
    The minimum invoice is $120. Though it seems they can waive that if they like you during sales. It's all a little vague which I honestly despise.
gndk 3y ago
I talked to them in December 2022 and they now require a minimum of €5m/year to even consider you. The reason given was that underwriting/KYC for such small accounts is not worth it anymore. So not really an option for small businesses unfortunately. The Adyen sales rep I talked to recommended https://www.mollie.com https://www.mollie.com.
- pg_1234 3y ago
  I found GoCardless to be better and cheaper than Stripe. Not sure what their minimum viable throughput is though ...
deleted 3y ago
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CMCDragonkai 3y ago

They may reject you for no reason though, well no given reason.

tmikaeld 3y ago
That applies to any and all payment processors..

hiyer 3y ago

On a related note, you can look at hyperswitch [1], which is an open-source payment orchestrator that supports multiple payment processors. You can self-host it or they have a hosted version as well. 1. https://github.com/juspay/hyperswitch https://github.com/juspay/hyperswitch (not affiliated with this project in any way)

sramam 3y ago
Do you use this? I can't seem to figure what their pricing strategy is or who's running it. > Free-tier > Free-tier for startups. Lowest Price for others.
- unmole 3y ago
  > who's running it. Juspay is an Indian payment aggregator. They are quite big and are used by high profile brands: https://juspay.in/ https://juspay.in/
  - sundarurfriend 3y ago
    And - tangential to this topic but maybe of interest to folks here - their stack is heavily Haskell-based. https://juspay.in/tech https://juspay.in/tech
- Nars088 3y ago
  Hyperswitch is free to use for the first 10k transactions of the month. After that it costs $0.04 per transaction. It is a payment switch that comes pre integrated with major processors. So as a merchant your business relationship with processors like Stripe or Adyen remains the same (I'm affiliated with this product)

NavyG 3y ago

Adyen is a good option, however they have a monthly fixed fee ($120) and looks like they might not onboard small merchants with less than $50M ARR

tmikaeld 3y ago
The candy-shop on my street use Adyen, I'd be very surprised if they had $50M ARR
lnalx 3y ago
Are you sure about the fixed fee? Their website says it isn't. > We do not have monthly fees, set-up fees, integration fees or closure fees. We do have a minimum invoice depending on industry or business model. Please speak to a member of our sales team for more details.
- louis-lau 3y ago
  The minimum invoice is $120. Though it seems they can waive that if they like you during sales. It's all a little vague which I honestly despise.

gndk 3y ago

I talked to them in December 2022 and they now require a minimum of €5m/year to even consider you. The reason given was that underwriting/KYC for such small accounts is not worth it anymore. So not really an option for small businesses unfortunately. The Adyen sales rep I talked to recommended https://www.mollie.com https://www.mollie.com.

pg_1234 3y ago
I found GoCardless to be better and cheaper than Stripe. Not sure what their minimum viable throughput is though ...

deleted 3y ago

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