> And they only work during "bankers hours" --- between 10am and 3pm each day. This isn't true, it depends on the bank. Some banks only do 9-4 Monday through F

> And they only work during "bankers hours" --- between 10am and 3pm each day. This isn't true, it depends on the bank. Some banks only do 9-4 Monday through Friday, Truist is one of those. Some banks process ACH transfers immediately, Wells Fargo is an example.