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I wasn't making the comparison, I was correcting a misrepresentation you made about the US credit scoring system only penalizing you for not paying debts.
by SilasX 3y ago
I wasn't making the comparison, I was correcting a misrepresentation you made about the US credit scoring system only penalizing you for not paying debts.
- Manuel_D 3y agoI never said the system only penalizes you for not paying debts: > It's all based on your debts, and repayment of said debt. Absence of credit history is based on your debt (or more specifically lack thereof).
- SilasX 3y agoAnd as written, someone that didn't already know about it would make a false inference about what kind of people would be marked as radioactive. I was pre-empting that (very likely) false inference. The fact that you didn't explicitly say the false thing (or that you can cleverly read "based on debts" to mean some non-obvious thing) doesn't obviate the need for that clarification.
- Dylan16807 3y ago"Clarifications" shouldn't start with the word "No". It might be non-obvious but the phrasing wasn't deceptive or "clever", it's the system that's weird.