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If you only offer creditcard payments and want international customers, you will missing out on a lot of customers. For example in the Netherlands, iDeal is the
by dan_mctree 3y ago
If you only offer creditcard payments and want international customers, you will missing out on a lot of customers. For example in the Netherlands, iDeal is the standard of payment and many Dutch customers do not have other payment options easily available.
- KnobbleMcKnees 3y agoTrying to support international payment methods in general is a nightmare and the Dutch system is one of the most idiosyncratic. Not saying it's bad for users, but I remember integration of support across different banks being daunting (this was several years ago so things may have improved).
- zx8080 3y agoDoes it mean that mostly, they don't have any Visa or Mastercard?
- jvdvegt 3y agoIndeed. Our debit cards are visa/mastercard, but such cards have numbers like NL01BANK012345678901 (IBAN). Credit cards have no additional benefit in day-to-day life but do have an additional cost. Ideal is actually ideal for consumers, as the merchant doesn't ever receive personal information. For small amounts, it's only a fingerprint away. It seems to become a European standard: https://nltimes.nl/2023/04/25/dutch-payment-processor-ideal-become-european-standard https://nltimes.nl/2023/04/25/dutch-payment-processor-ideal-...
- SpacePortKnight 3y agoCorrection. Our debit cards are only mastercard maestro not visa. Maestro is depricated, and soon everyone in EU will have proper international debit cards.
- sigio 3y agoYeah, only a very low percentage of people will have a creditcard... 99% of dutch online payments will be made using IDeal, which is cheap (free for user, ~20-30ct for the seller) and instant. And works with every bank in the country (and some international ones like Revolut and N26)