Thanks for sharing, I'm still learning how retirement works in the US and was unaware of that detail. I also wasn't sure how to value benefits (at least health

Thanks for sharing, I'm still learning how retirement works in the US and was unaware of that detail. I also wasn't sure how to value benefits (at least health/dental + disability if that's included) and PTO (including sick days and mat/pat leave which are unpaid for this subset of physicians), do you have a ballpark on what that is worth for accounting purposes? Overall I think the biggest hidden line item in any physician's income is still opportunity cost of 10 years +/- loans but my main point is there are hidden costs behind that 500k which are fairly significant.