6 ms·
From 1899 euros in Europe. Certainly, I don't really know who feels comfortable using a 2K euros device while walking down the street every single day. I would
by danwee 3y ago
From 1899 euros in Europe. Certainly, I don't really know who feels comfortable using a 2K euros device while walking down the street every single day. I would be so worried about it being lost, getting scratch or what not. Besides, it looks huge.
- JLCarveth 3y ago> or $74.96/month with 24-month financing I couldn't imagine financing a phone
- halestock 3y agoThat has been a thing pretty much as long as cell phones have been around?
- thinkling 3y agoAll the deals where the device is free/cheap with a wireless subscription of at least 12 or 24 months are effectively all financing arrangements.
- nicoburns 3y agoWhile I can imagine purchasing one of those in the sense that I know they exist, I'm pretty much with the GP in that I can't imagine myself actually choosing to do so. I think this is partly because new phones are just crazy expensive these days, so I pretty much always buy a year-old model second hand. But also because I don't like being locked into such a contract (although to be fair, that last part is somewhat of a privilege in that I am able to afford to buy the phone up front)
- sota4077 3y agoI finance all my phones. But I refuse to have the cost of my phone be more than the monthly plan itself. That is just absurd. I have no problem paying $25-35/month for my phone for 24 months. That seems more or less like a standard phone plan at this point. But $75!? Good lord.
- noncoml 3y agoIf it’s interest free, I’d be happy to finance even my morning coffee. Who doesn’t like ~10% discount?
- tombert 3y agoI mean, it’s pretty easy to find credit cards that have 0% interest for 18 months. I tend to get one whenever I need to make a purchase that will take more than a paycheck to pay off
- gibspaulding 3y agoGenerally I'd agree, but in this case I will point out that 74.96*24 is 1799.04. At least (assuming you pay it of on schedule), it's 0% interest.
- Clamchop 3y agoAt zero percent interest, it in effect reduces the price of the phone, so perhaps you should reconsider it.
- anonporridge 3y agoYou'd be dumb not to take 0% financing. Put the money you would have spent buying outright in a savings account yielding 4%.
- blep_ 3y agoWhere did you find a savings account yielding 4%?
- lotsofpulp 3y agohttps://www.investopedia.com/best-high-yield-savings-accounts-4770633 https://www.investopedia.com/best-high-yield-savings-account... https://www.doctorofcredit.com/high-interest-savings-to-get/ https://www.doctorofcredit.com/high-interest-savings-to-get/
- was_a_dev 3y agoSome accounts in the UK have been offering 6+%
- seabass-labrax 3y agoThe best interest account listed on MoneySavingExpert.com is at 5%, with the condition that you do not withdraw within 3 years of a deposit. Presumably these 6% accounts have similar requirements?
- anonporridge 3y agoThis comment right here is part of why the banking crisis has just barely started. Tons and tons of people have their cash sitting in a shitty Chase savings account yielding 0.1%, while there are many FDIC insured banks offering at least 3% and up to 5%. As a critical mass of these people realize the options available, they'll rapidly move their money with online transfers causing more banks to collapse. The extremely rapid outflows are what killed SVB, Signature, and Republic who were screwed because they had too many low yielding treasuries because the Fed hiked rates so fast. I've been yielding over 3% in a Capital One savings account since last year.
- kelnos 3y ago0% interest for the life of the loan is something you should use for all but the most trivial of purchases. It's effectively reducing the price of the product by several percent, since you'll be paying for it with inflated dollars as time goes on. And that's even if you don't do anything with the money but stick it under your mattress. Could also put part of it into some short-term CDs or T-bills (interest rates are great right now) and put that loaned money to work for you. Hell, you can even get north of 3% interest with some savings accounts now. I'm probably in the market for a new phone this year, and I'd absolutely do the 0% 24-month financing even for a "normal" priced phone. I get that some people are debt-averse, and I understand why, but if you can afford to pay for this phone outright, shying away from the financing plan is irrational.
- leptons 3y agoI doubt they will offer the same kind of discount Samsung did with the Fold 4. There's no way I would have bought the Fold 4 for its MSRP, but they gave me $1000 discount with a trade-in of my old Galaxy S9+, so I got the Fold4 for essentially about $800.
- manojlds 3y agoThat's how I already feel about $/£/€ 1000 phones.
- theshrike79 3y agoAnyone remember the amount of memes the first over $1k iPhone generated? Pepperidge Farm remembers. After that Samsung, and now Google, have released multiple almost $2k devices to complete silence.
- nerdix 3y agoThey're foldables. It's a completely different product category. And it's pretty niche right now.
- coffeebeqn 3y agoHeck I remember when foldables were like $100 from Motorola etc