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Do remember that card with tap functionality are pretty new in the US, Apple Pay (and similar) came several years earlier. If you live in a place where tap card

Do remember that card with tap functionality are pretty new in the US, Apple Pay (and similar) came several years earlier. If you live in a place where tap cards came first, use of Apple Pay is much lower for obvious reasons. Since I got tap on my latest credit card I'm actually using it more than Apple Pay. Not because of convenience, but because there's zero reason for me to hand over my purchase information to Apple for free. All that said, when I do use Apple Pay, I double-click the phone first to unlock the card and then tap the phone to the terminal. That sequence makes the whole thing much less awkward, because you don't have to click and make sure the phone can faceid-unlock while you're holding it in a weird angle on the terminal.

lowkey 3y ago
One of the notable features of the Apple Card is that it is the only credit card available in America that promises not to sell your private information or transaction history. I would trust my data to Apple more than any other financial institution.
- henrikschroder 3y ago
  Yeah, but this article is about Apple Pay, not Apple Card. If you have a card with someone else and you use Apple Pay, your information is sent to both Apple and your bank. If you just use the card, only your bank gets it. I can't stop my bank from doing whatever with the data, but there's no reason for Apple to get that data from me for free. Sure, it might be smarter to switch banks, but if you're unable to do that, why give Apple the data as well?
umeshunni 3y ago
> Do remember that card with tap functionality are pretty new in the US I've had cards with tap functionality since 2006 or so. And not any fancy card, my Amex Blue Cash has this in the late 2000s.
seanmcdirmid 3y ago
> All that said, when I do use Apple Pay, I double-click the phone first to unlock the card and then tap the phone to the terminal. That sequence makes the whole thing much less awkward, because you don't have to click and make sure the phone can faceid-unlock while you're holding it in a weird angle on the terminal. Ya, that’s why Apple Watches are so much easier for Apple Pay than using iPhones.

lowkey 3y ago

One of the notable features of the Apple Card is that it is the only credit card available in America that promises not to sell your private information or transaction history. I would trust my data to Apple more than any other financial institution.

henrikschroder 3y ago
Yeah, but this article is about Apple Pay, not Apple Card. If you have a card with someone else and you use Apple Pay, your information is sent to both Apple and your bank. If you just use the card, only your bank gets it. I can't stop my bank from doing whatever with the data, but there's no reason for Apple to get that data from me for free. Sure, it might be smarter to switch banks, but if you're unable to do that, why give Apple the data as well?

umeshunni 3y ago

> Do remember that card with tap functionality are pretty new in the US I've had cards with tap functionality since 2006 or so. And not any fancy card, my Amex Blue Cash has this in the late 2000s.

seanmcdirmid 3y ago

> All that said, when I do use Apple Pay, I double-click the phone first to unlock the card and then tap the phone to the terminal. That sequence makes the whole thing much less awkward, because you don't have to click and make sure the phone can faceid-unlock while you're holding it in a weird angle on the terminal. Ya, that’s why Apple Watches are so much easier for Apple Pay than using iPhones.