Yeah, obnoxious huh? My main bank is always suggest I open a savings account with them. “Check out our new awesome rate!” 0.3%, or something similar. I’ve bee

Yeah, obnoxious huh? My main bank is always suggest I open a savings account with them. “Check out our new awesome rate!” 0.3%, or something similar. I’ve been using different banks with real high yield for a long time. My current choice is almost 4% (after climbing a ton last year with all the hikes). A number of banks offer similar rates. Some places are starting to offer non trivial rates on checking. I think AmEx may be paying over 1% interest on their checking accounts (I know, think it’s new) instead of the common 0.0005% if you’re lucky enough to get interest at all. Sadly you have to shop around. Even credit unions often don’t offer good savings accounts, even if better than the big banks.