The linked post doesn't actually say "If you don't pay your credit card bill we disable your iTunes/iCloud" What it actually says is "If you don't pay your cre

The linked post doesn't actually say "If you don't pay your credit card bill we disable your iTunes/iCloud" What it actually says is "If you don't pay your credit card bill, we decline new transactions since you're at your credit limit. If your iCloud uses your Apple Card and that transaction is declined, then your iCloud may be disabled."