There are 3 levels of data shared from the merchant to the card networks. Level 3 is the highest which does contain item level detail. That tends to only be se

There are 3 levels of data shared from the merchant to the card networks. Level 3 is the highest which does contain item level detail. That tends to only be sent on hotel or airline transactions or when working with government accounts. Generally speaking the merchants and card networks have very antagonistic relationships. The big merchants know that their sales data is valuable and won’t share it without incentives. The credit card networks do offer lower interchange rates for sending level 3 data but it still hasn’t seen a lot of uptake.