I think his point is that an ISA prevents you from owing money if the program didn’t benefit you. Traditional tuition must be paid whether or not you use the ed

I think his point is that an ISA prevents you from owing money if the program didn’t benefit you. Traditional tuition must be paid whether or not you use the education in a new job. So for a person who isn’t confident they’ll get a better job, owing traditional tuition can be risky. I’m just explaining, not advocating for the point of view.