Credit doesn't help If you need $80B before your 10Y bonds mature and borrow it today, you're paying minimum 4% interest. By the time your $80B in bonds mature

Credit doesn't help If you need $80B before your 10Y bonds mature and borrow it today, you're paying minimum 4% interest. By the time your $80B in bonds mature you owe $118B If you're saying it doesn't matter to FDIC because they can get "free" credit, that's equivalent to a bail out