As the saying goes, if you owe the bank a million, you have a problem; if you owe the bank a billion, the bank has a problem. If 45% of a country's adult popul

As the saying goes, if you owe the bank a million, you have a problem; if you owe the bank a billion, the bank has a problem. If 45% of a country's adult population are somehow unable to "adapt to the new economic reality" then this is definitely a policy problem and not just a matter of "personal responsibility". > why does the responsibility of one's life and financial wellbeing fall onto the govt, rather than themselves? What is a government for if not that?