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And this in turn leads people to be against national health care as they are worried that the government will be the one making the decision that it is cheaper
by themaninthedark 4y ago
And this in turn leads people to be against national health care as they are worried that the government will be the one making the decision that it is cheaper to let people die rather then treat them.
- Gordonjcp 4y agoAs opposed to insurance companies making the decision that it is cheaper to let people die than potentially adversely affect shareholder value by treating them?
- ryeights 4y agoSuch power is already vested in undemocratically governed private insurance companies, no? I can’t imagine any health insurance plan would have covered this treatment.
- TSiege 4y agoExcept that reality is you vote for government, not for the health insurance industry
- CommanderData 4y agoDon't some insurers outright deny cover for chronic or genetic conditions?
- csours 4y agoYes, someone somewhere will be making this decision. It could be insurance, a doctor, nurse, hospital administrator, or family member, or even the affected individual.
- nradov 4y agoIn the US, medical insurers are not allowed to deny coverage for chronic or genetic conditions due to the Genetic information Nondiscrimination Act of 2008 (GINA) and the Affordable Care Act of 2010 (Obamacare). Some treatments may require proof of medical necessity, or require that providers and patients try lower cost options first (step therapy). Rules for life insurers are different and in some circumstances they may deny coverage.
- CommanderData 4y agoThank you. In the UK I've been told our private insurers don't cover chronic conditions in most work group policies.
- vondur 4y agoPeople tend to react differently when the learn it's a government bureaucrat making decisions on healthcare. However, people will also howl when they find out it the decision from a cruel penny pinching CEO. These are really difficult problems. How much is too much to save a life?
- concordDance 4y agoHence the NHS calculating £30,000 per quality adjusted life year is what they can afford. If given more money then that value can go up, but the UK economy is in trouble enough as it is with the state taking half of GDP.
- heavyset_go 4y agoPrivate insurers regularly decide to let people die rather than treat them. Plenty of people also just die because private insurers refuse to cover them because of their inability to afford insurance at all.