A few things: - a lot of the people who are in their 40-50s today never saw the packages we are seeing today (well, until two years ago) - some of them carry

A few things: - a lot of the people who are in their 40-50s today never saw the packages we are seeing today (well, until two years ago) - some of them carry a family with kids. You will only understand the math behind it until you’re in it. - life does not work like an xls spreadsheet. It’s not like you « decide » to live of $40k/year. You meet people, things happen and the next thing you know, your « basic » needs require 50% of a significant salary. - people need a purpose in life. I have seen plenty of people with FU money keep going with their job if they like it. Not everyone dreams of creating a company or living in the countryside.